Terms of Use


These Terms and Conditions of Use (the "Terms of Use") apply to the NEFIN web site located at www.nefinco.com, and all associated sites linked to www.nefinco.com by NEFIN, its subsidiaries and affiliates (collectively, the "Site"). The Site is the property of NEFIN Group ("NEFIN") and its licensors. By using and accessing this Site, you agree to be bound by the Terms of Use set out below. Please read carefully before you continue. IF YOU DO NOT AGREE, DO NOT USE THE SITE.

NEFIN has numerous related entities. For convenience and simplicity, word and words like “corporation”, “company”, “our” and “we” are sometimes used herein as abbreviated references to its subsidiaries, affiliates, affiliated groups, and global or regional entities and businesses. Words like “venture”, “joint venture”, “partnership”, and “partners” may be used to indicate business relationships with our customers, suppliers and others and the use of those words should not be construed as indicating precise legal relationships.


Third Party Postings and Hyperlinks to Third Party Websites

The Site may include links to external websites (“External Sites”). NEFIN is not responsible for the owners or operators of these External Sites or for any goods or services they supply and does not give any warranty or representation or accept any liability in relation to any of these (including without limitation any liability arising out of any claim that the content of any External Site to which the Site includes a link infringes the intellectual property rights of any third party). NEFIN shall not be held responsible for any errors or omissions in any content of any hyperlinked External Site or any hyperlink contained in a hyperlinked External Site, nor for the privacy and security practices employed by these External Sites. NEFIN shall not be liable for any loss or damage of any kind that you may incur as a result of the use of any content posted or displayed on the Site or arising from access to External Sites. Use of the any hyperlinks and access to External Sites are entirely at your own risk.


Intellectual Property

All copyright, trademarks, and other intellectual property rights used as part of the Site are owned, controlled, or licensed by NEFIN. Except as expressly provided in these Terms of Use, no part of the Site and no content may be copied, reproduced, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted or distributed in any way (including "mirroring") to any other computer, server, Web site or another medium for publication or distribution or for any commercial enterprise, without NEFIN’s express prior written consent.

In addition to other restrictions set forth in these Terms of Use, you agree that you shall not:

  • disguise the origin of information transmitted through the Site;
  • use the Site for any illegal purposes;
  • upload, post, email, transmit or otherwise make available any content that is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable or which creates a liability on NEFIN;
  • send any unsolicited promotional or advertising material, spam or similar materials or any volume messages which may interfere with the operation of the Site or with the enjoyment of the Site by other visitors;
  • put or upload to the Site any information which contains viruses, Trojan horses, worms, time bombs or other computer programming routines that are intended to damage, interfere with, intercept or expropriate any system, the Site or information or that infringes the intellectual property rights of another.


NEFIN’s privacy policy statement applies to use of this Site, and its terms are made a part of these Terms of Use by this reference. To view NEFIN’s Privacy Policy Statement, click here. Additionally, by using the Site, you acknowledge and agree that internet transmissions are never completely private or secure. You understand that any message or information you send to the Site may be read or intercepted by others, even if there is a special notice that a particular transmission (for example, credit card information) is encrypted.



All information or advice provided as part of the Site is intended to be general in nature. We do not guarantee the accuracy, completeness, timeliness, originality, usefulness, performance or fitness for any particular purpose of the contents of the Site, nor do we give any warranty, undertaking or representation of any kind, either expressed or implied, in respect thereof. Unless otherwise specified, the materials in the Site are presented solely for the purpose of promoting NEFIN products and services. NEFIN makes no representation that products or services depicted in the Site are appropriate or available in all locations.

We are not liable for any action you may take or for any loss or damage suffered by you as a result of relying on such information in the Site.


Limitation of Liability

The information contained herein in the Site is accessed and used at your own risk and to the fullest extent permissible and subject and pursuant to all applicable laws and regulations. Except where prohibited by law, in no event will NEFIN be liable to you for any indirect, consequential, exemplary, incidental or punitive damages, including lost profits arising from or in connection with any use of or inability to use the Site, even if NEFIN has been advised of the possibility of such damages.

You agree to indemnify, hold harmless, and defend NEFIN, its officers, directors, shareholders, employees, agents, subsidiaries and affiliates, from and against any demand, claim, cause of action, loss or liability, including legal fees, by any third party due to or arising out of or in connection with your use of the Site.


Changes to the Terms

NEFIN reserves the right, at its sole discretion, to change, modify, add or remove portions of these Terms of Use, at any time. It is your responsibility to check these Terms of Use periodically for changes. Your continued use of the Site following the posting of changes will mean that you accept and agree to the changes. As long as you comply with these Terms of Use, NEFIN grants you a personal, non-exclusive, non-transferable, limited privilege to enter and use the Site.


Operation of Website

NEFIN reserves the right to do any of the following, at any time, without notice: (1) to modify, suspend or terminate operation of or access to the Site, or any portion of the Site, for any reason; (2) to modify or change the Site, or any portion of the Site, and any applicable policies or terms; and (3) to interrupt the operation of the Site, or any portion of the Site, as necessary to perform routine or non-routine maintenance, error correction, or other changes.

These Terms shall be governed by and construed according to the laws of the Republic of Singapore, and any claims or disputes of whatever nature shall be subject to the exclusive jurisdiction of the courts of the Republic of Singapore.

These Terms of Use shall be governed by and construed in accordance to international law without giving effect to any principles of conflicts of law. If any provision of this agreement shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these Terms of Use and shall not affect the validity and enforceability of any remaining provisions. This is the entire agreement between the parties relating to the subject matter herein and shall not be modified except in writing, signed by both parties.